1. Introduction
Talon Business Solutions LLC (“Talon,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices available to you when you use our website, submit a form, or communicate with us.
2. Information We Collect
We collect information you provide directly to us, including:
- Contact details such as your name, business name, email address, and phone number.
- Business details such as business type, monthly processing volume, current processing fees, and information about your current systems.
- Communication content, including messages you send through our forms, by email, by phone, or by text.
- Technical information automatically collected when you visit our site, such as IP address, browser type, device type, referring pages, and general usage data.
3. How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide requested consultations, quotes, or information.
- Evaluate which products or services may fit your business needs.
- Communicate with you about your account, applications, or ongoing services.
- Send promotional or account-related messages when you have consented to receive them.
- Operate, maintain, secure, and improve our website and services.
- Comply with applicable legal, regulatory, and recordkeeping obligations.
4. Text Messaging and SMS Consent
If you opt in to text messaging, you agree to receive promotional and account-related messages from Talon Business Solutions. Consent to receive text messages is not a condition of any purchase. Message frequency may vary, and message and data rates may apply.
You may opt out at any time by replying STOP to any message, and you may reply HELP for assistance. After you reply STOP, we may send one final message confirming your opt-out.
We do not sell or share mobile phone numbers or SMS consent information with third parties for their own marketing purposes.
5. How We Share Information
We do not sell your personal information. We may share information in the following limited circumstances:
- With service providers, processors, lenders, underwriters, or partners who help us evaluate or deliver the products and services you request.
- With third-party providers whose products you choose to enroll in, such as credit monitoring services, where enrollment and billing are handled by that provider.
- When required by law, subpoena, regulation, or valid legal process.
- To protect the rights, property, or safety of Talon, our clients, or others, or to investigate suspected fraud.
- In connection with a merger, acquisition, financing, or sale of business assets.
6. Third-Party Services
Some services referenced on our website are provided by independent third parties. When you follow a link to a third-party site or enroll in a third-party product, that provider's own terms and privacy policy govern the information you submit to them. We encourage you to review those disclosures before enrolling.
7. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect the information we maintain. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy, to maintain business records, and to comply with applicable legal and regulatory requirements.
9. Your Choices
Depending on where you live, you may have the right to:
- Request access to the personal information we hold about you.
- Request correction of inaccurate information.
- Request deletion of your information, subject to legal and recordkeeping requirements.
- Withdraw consent to marketing emails or text messages at any time.
10. Children's Privacy
Our website and services are intended for business owners and are not directed to children under 13. We do not knowingly collect personal information from children.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the effective date below. Continued use of our website after an update constitutes acceptance of the revised policy.
12. Contact Us
Questions about this Privacy Policy or about your information can be directed to Talon Business Solutions LLC by email at Info@asktalon.com or by phone at (888) 502-7727.